Pension

PFRDA Registration

Registration and compliance for pension sector intermediaries regulated by PFRDA

Overview

The Pension Fund Regulatory & Development Authority (PFRDA) regulates intermediaries operating within the National Pension System (NPS) ecosystem — including Points of Presence (PoP), pension fund managers, central record-keeping agencies and aggregators. Estabizz provides registration assistance, compliance framework design and ongoing regulatory support for entities seeking to participate in the NPS architecture.

What We Offer

Point of Presence (PoP) registration with PFRDA
Pension fund manager licence advisory
NPS aggregator registration for unorganised sector
PFRDA regulatory compliance framework design
Subscriber onboarding and KYC process advisory
Quarterly/annual regulatory reporting support
PFRDA inspection readiness and audit assistance

How It Works

1

Eligibility Assessment

Determine the appropriate intermediary category (PoP, PoP-SP, aggregator) based on your entity type, net worth and operational capabilities.

2

Application Preparation

Compile application form, net worth certificate, infrastructure details, IT system description and compliance framework documents.

3

PFRDA Filing

Submit application with prescribed registration fee to PFRDA; respond to queries during the review process.

4

Registration & Compliance Set-up

On grant of registration, set up NPS subscriber onboarding, KYC, contribution remittance and reporting workflows.

Documents Required

  • Certificate of Incorporation and MoA/AoA
  • Net worth certificate from Chartered Accountant
  • Audited financial statements (last 3 years)
  • Board resolution for PFRDA registration
  • Details of IT infrastructure and cyber security policy
  • KYC/AML policy document
  • Details of key managerial personnel

Frequently Asked Questions

What is a Point of Presence (PoP) under NPS?+

A PoP is an entity authorised by PFRDA to act as a collection point for NPS subscribers — handling account opening, KYC verification and contribution processing. Banks, NBFCs, insurance companies and post offices are common PoPs.

What is the minimum net worth required for PoP registration?+

The minimum net worth requirement varies by applicant category. For banks it aligns with RBI norms; for non-bank entities PFRDA prescribes specific net worth criteria in its registration guidelines.

Is annual renewal required for PFRDA registration?+

PFRDA intermediary registrations are generally valid for 3–5 years subject to renewal. Intermediaries must maintain continuous compliance with PFRDA Regulations and Circulars.

PFRDA Registration — Start Today

Registration and compliance for pension sector intermediaries regulated by PFRDA

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