Pension

PFRDA Registration

Registration and compliance for pension sector intermediaries regulated by PFRDA

Overview

The Pension Fund Regulatory & Development Authority (PFRDA) regulates intermediaries operating within the National Pension System (NPS) ecosystem — including Points of Presence (PoP), pension fund managers, central record-keeping agencies and aggregators. Estabizz provides registration assistance, compliance framework design and ongoing regulatory support for entities seeking to participate in the NPS architecture.

What We Offer

✓Point of Presence (PoP) registration with PFRDA
✓Pension fund manager licence advisory
✓NPS aggregator registration for unorganised sector
✓PFRDA regulatory compliance framework design
✓Subscriber onboarding and KYC process advisory
✓Quarterly/annual regulatory reporting support
✓PFRDA inspection readiness and audit assistance

How It Works

1

Eligibility Assessment

Determine the appropriate intermediary category (PoP, PoP-SP, aggregator) based on your entity type, net worth and operational capabilities.

2

Application Preparation

Compile application form, net worth certificate, infrastructure details, IT system description and compliance framework documents.

3

PFRDA Filing

Submit application with prescribed registration fee to PFRDA; respond to queries during the review process.

4

Registration & Compliance Set-up

On grant of registration, set up NPS subscriber onboarding, KYC, contribution remittance and reporting workflows.

Documents Required

  • Certificate of Incorporation and MoA/AoA
  • Net worth certificate from Chartered Accountant
  • Audited financial statements (last 3 years)
  • Board resolution for PFRDA registration
  • Details of IT infrastructure and cyber security policy
  • KYC/AML policy document
  • Details of key managerial personnel

Frequently Asked Questions

What is a Point of Presence (PoP) under NPS?+

A PoP is an entity authorised by PFRDA to act as a collection point for NPS subscribers — handling account opening, KYC verification and contribution processing. Banks, NBFCs, insurance companies and post offices are common PoPs.

What is the minimum net worth required for PoP registration?+

The minimum net worth requirement varies by applicant category. For banks it aligns with RBI norms; for non-bank entities PFRDA prescribes specific net worth criteria in its registration guidelines.

Is annual renewal required for PFRDA registration?+

PFRDA intermediary registrations are generally valid for 3–5 years subject to renewal. Intermediaries must maintain continuous compliance with PFRDA Regulations and Circulars.

PFRDA Registration — Start Today

Registration and compliance for pension sector intermediaries regulated by PFRDA

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