RBI Bank Ownership Rules: Strategic Foreign Stake May Rise to 26% The RBI bank ownership rules are currently under a significant policy review, and the Reserve Bank of India is contemplating a broader, more accommodating stance for foreign investors. This could potentially pave the way for foreign banks to hold up to 26% stake in Indian banks — a move with deep implications for India’s banking structure and global investment landscape. Strategic Stakeholding: RBI Considering […]

Unlimited Health Insurance in India: Game-Changer or Gimmick? Unlimited health insurance in India is no longer a distant dream. In a move that signals a bold shift in medical insurance design, select insurers have introduced plans with no upper limit on the sum insured (SI). But the question remains—can such products truly deliver on their promise when it matters most? The Real Story Behind Unlimited Cover When Delhi-based Anubhav Mahajan’s young son was diagnosed with […]

Unlimited Health Insurance Plans Enter Indian Market: Will They Deliver Long-Term Value? Unlimited Health Insurance is making headlines across India’s insurance sector, offering policyholders a promise that, until recently, seemed unimaginable—coverage without any upper limit. While the concept sounds reassuring, especially for families with serious or chronic health conditions, it invites a deeper reflection: Can insurers truly make this model work, sustainably and reliably? Let us examine the practical side of this emerging insurance trend, […]

SEBI Action Against Finfluencers: Platforms Like Meta, YouTube, Telegram to Face Regulatory Push The SEBI action against finfluencers is entering a new phase as India’s capital markets regulator prepares to directly engage social media giants such as Meta (Facebook, Instagram, WhatsApp), YouTube, and Telegram. The objective is clear—curb the rise of unregistered financial advisors who operate under the guise of “finfluencers” and mislead investors, especially retail participants. Social Platforms Under SEBI’s Scanner According to recent […]

India Insurance Coverage by 2047: GN Bajpai Suggests Key Tweaks to IRDAI’s Insure India Plan The India Insurance Coverage by 2047 mission, envisioned under IRDAI’s Insure India programme, aspires to ensure that every insurable citizen and property in the country is covered. While the ambition is praiseworthy, former LIC and SEBI Chairman GN Bajpai believes that strategic refinements are essential to make this mission truly effective. IRDAI’s Bold Vision for Insurance Inclusion The Insurance Regulatory […]