.bank.in Domain – RBI’s New Step Towards Safer Digital Banking in India The .bank.in domain has become the centre of India’s digital banking discussion after the Reserve Bank of India directed all banks to migrate their net banking websites to this dedicated and secure domain by 31 October 2025. This decisive move, announced through RBI’s circular dated April 21, 2025, is designed to improve cybersecurity, minimise online frauds, and enhance public trust in digital banking. […]

UPI Concentration Risk – Why India Must Act Now to Protect Competition and Innovation India’s rapidly expanding digital payments ecosystem has reached a defining moment, and the conversation around UPI concentration risk has never been more relevant. With just two major third-party application providers (TPAPs) handling over 80% of UPI transaction volumes, concerns are growing about market imbalance, reduced innovation, and systemic vulnerabilities. Recently, the India Fintech Foundation (IFF) has called upon the Ministry of […]

Cross-Border Inward Remittances – RBI Proposes Faster Same-Day Credit to Indian Beneficiaries India is the world’s largest recipient of cross-border inward remittances, with millions of families and businesses depending on timely international transfers. Recognising the need for faster settlement, the Reserve Bank of India (RBI) has proposed a set of progressive measures aimed at speeding up inward remittance credits and significantly reducing delays in fund availability. These proposals, issued through a draft circular, push banks […]

Delay in Hospital Discharge for Health Insurance Claims – Why It Happens and Whether It Will Improve Soon For many policyholders, the moment of discharge from a hospital often becomes more stressful than the hospitalisation itself. Even when treatment is complete, patients frequently find themselves waiting for hours—sometimes the entire day—for insurers to issue the final cashless approval. This persistent delay in hospital discharge for health insurance claims continues to frustrate patients and families, despite […]

PMS Business Transfer Process – SEBI’s Powerful New Framework to Simplify Operations and Support Business Growth The Securities and Exchange Board of India (SEBI) has unveiled a streamlined PMS Business Transfer Process, enabling portfolio managers to transfer their Portfolio Management Services (PMS) business smoothly from one entity to another. This move reinforces SEBI’s broader agenda of enhancing ease of doing business, reducing regulatory friction, and strengthening governance within India’s investment management industry. With PMS continuing […]