Digital Frauds in India – Rising Threats, RBI’s Warning, and What Banks Must Prepare For The rise of Digital Frauds in India has emerged as one of the biggest concerns for regulators in 2024–25. With financial services shifting rapidly toward digital channels, the Reserve Bank of India (RBI) has begun closely analysing why fraud numbers, which were declining steadily, suddenly spiked again after July this year. Speaking at the State Bank of India (SBI) Banking […]

Stable Funding for NBFCs – The Roadmap India’s Lending Sector Cannot Ignore The conversation around Stable Funding for NBFCs has taken centre stage in India’s financial system. As non-banking financial companies continue their rapid growth, one recurring theme is becoming increasingly clear: NBFCs cannot maintain long-term momentum unless they have access to predictable, low-volatility funding channels. This point was strongly reinforced by Jairam Sridharan, Managing Director of Piramal Finance, who discussed the company’s ambitious plan […]

SEBI Mutual Fund Brokerage Fees: Significant New Reform May Ease Caps and Empower Investors The Securities and Exchange Board of India (SEBI) is re-evaluating its position on the cap imposed on brokerage fees paid by mutual funds. According to reports, the regulator is considering raising the proposed limit, responding to extensive industry feedback from brokers, asset managers, and other market participants. These discussions form part of SEBI’s broader initiative to overhaul the mutual fund fee […]

GIFT City Yuan Transactions: 7 Strategic Reasons This Move Could Transform India’s Global Financial Position GIFT City Yuan Transactions are emerging as one of the most significant policy considerations in India’s international financial landscape. In a promising development, the Indian government and the International Financial Services Centres Authority (IFSCA) are reviewing a proposal that may soon allow International Banking Units (IBUs) operating in GIFT City to transact in offshore renminbi (CNH). This possibility aligns with […]

Reclaim Forgotten Money from Old Bank Accounts – A Complete Guide for Indian Depositors Thousands of individuals in India have money lying untouched in bank accounts they no longer operate—old savings accounts, matured fixed deposits, recurring deposits, or balances left behind after the death of a family member. Over time, these accounts fall into the category of “unclaimed deposits.” The good news is that this money is never lost. The Reserve Bank of India (RBI) […]