IRDAI Commission Crackdown Has become one of the most closely watched developments in India’s insurance sector. Quietly but decisively, the industry is preparing for a fundamental shift in how insurance agents, brokers, and intermediaries are paid—one that could redefine distribution economics, sales incentives, and consumer outcomes for years to come. With amendments to the Insurance Act now in place, insurers across life, health, and general insurance segments have begun internal discussions on reworking commission structures, […]

SEBI Cancels Research Analyst Licence A headline that has sent a clear and firm message across India’s capital markets ecosystem. The Securities and Exchange Board of India (Securities and Exchange Board of India) has cancelled the registration of a licensed research analyst after uncovering serious compliance lapses that allowed his credentials to be misused by an unregistered advisory firm. This regulatory action is not merely about one individual. It reflects SEBI’s growing intolerance towards lax […]

NBFC Balance Sheets FY25: Loan Growth Drives Expansion Amid Sectoral Divergence NBFC balance sheets FY25 witnessed a sharp expansion, driven primarily by robust growth in loans and advances, according to the Trend and Progress of Banking in India report released by the Reserve Bank of India. While the overall health of the sector improved on several parameters, including asset quality and capital adequacy, the data also highlights persistent stress in the microfinance segment. The RBI’s […]

RBI Scale-Based Regulation for NBFCs: Why the Review Matters Now RBI scale-based regulation for NBFCs has entered a fresh phase of regulatory scrutiny as the Reserve Bank of India initiates a formal review of its existing Scale-Based Regulation (SBR) framework. The move comes at a time when non-banking financial companies are playing an increasingly critical role in credit delivery across the Indian economy, even as concerns around systemic risk, unsecured lending, and interconnectedness remain under […]

India Global Investing Playbook: From LRS Curbs to GIFT City, a Powerful New Era for Overseas Investments India Global Investing Playbook entered a decisive new phase in 2025. For Indian investors—retail, HNIs, family offices, and institutional participants—cross-border investing is no longer an opportunistic exercise driven by market sentiment alone. It has become a structured, compliance-led portfolio strategy shaped by regulatory clarity under the Liberalised Remittance Scheme (LRS) and the growing maturity of GIFT City’s International […]