India Global Investing Playbook 2025 – From LRS Curbs to the GIFT City Push India global investing playbook 2025 reflects a decisive shift in how Indian capital accesses overseas markets. What was once a relatively loose, opportunity-driven approach to global investing has now evolved into a regulated, compliance-first, and strategy-led framework. In 2025, two regulatory levers reshaped cross-border investing behaviour in a meaningful way. The first was tighter oversight under the Liberalised Remittance Scheme (LRS). […]

IRDAI Mis-Selling Regulations 2025: A Turning Point for Ethical Insurance Sales in India IRDAI mis-selling regulations 2025 mark a decisive shift in how insurance products will be sold, disclosed, and governed in India. With policyholder protection at the centre, the regulator is now armed with stronger legal authority to curb commission-driven mis-selling and conflict-of-interest practices that have long troubled the insurance ecosystem. These changes flow from the Sabka Bima Sabki Raksha (Amendment of Insurance Laws) […]

IRDAI Risk-Based Capital Norms Mark one of the most far-reaching regulatory reforms in India’s insurance sector in decades. From April 2026, insurers will no longer operate under a uniform solvency framework or traditional accounting treatment of premiums. Instead, capital requirements will be directly linked to the risks each insurer carries, while profits and revenues will be recognised in a manner aligned with global insurance accounting practices. This transition signals a clear intent by the Insurance […]

QR Code Based Merchant Loans Are Powering a Silent Credit Revolution for India’s Small Businesses QR Code Based Merchant Loans are quietly reshaping the way India’s small businesses access formal credit. What began as a simple digital payment convenience has now evolved into a powerful underwriting tool, enabling NBFCs to lend confidently to kirana stores, small traders, and neighbourhood service providers who were earlier outside the formal credit ecosystem. Across India’s markets — from local […]

SEBI Re-KYC for NRIs: Major Relaxation in Physical Presence Rule to Ease Digital Verification SEBI re-KYC for NRIs has undergone a significant reform that brings relief to millions of Non-Resident Indians who maintain trading and investment accounts in India. In an important move, the Securities and Exchange Board of India (SEBI) has removed the requirement for NRIs to be physically present within India at the time of digital re-KYC verification. This operational relaxation is designed […]