When the tail wags the dog: Understanding Futures and Options Introduction The National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) offer various segments for investing and trading, including capital markets, equities, futures and options, currencies, and commodities. In this article, we will explore the world of Futures and Options (F&O) trading, its concerns, and potential curbs to rein in the frenzy. The Rise in Options Volumes and Sebi’s Concern Despite facing significant losses, retail […]

Fiscal Future of India : Achievements and Challenges Introduction India’s fiscal finances have shown improvement in terms of spending quality, with increased capital spending by the central government on infrastructure projects. Additionally, the fiscal deficit of the states is under control and remains at pre-pandemic levels. However, there are still concerns that need to be addressed. This article examines the current state of India’s fiscal future, discussing both the achievements and challenges that lie ahead. […]

NBFCs Must Prioritize Product Diversification and Funding Profile, says Crisil   Introduction According to Crisil Ratings, non-banking financial companies (NBFCs) will need to focus on diversifying their product offerings and funding profiles in the coming fiscal year. This is in response to the expected moderation in the growth of assets under management (AUM) next year. Slowdown in Non-Bank AUM Growth Crisil predicts that non-bank AUM will grow by 14-17% in fiscal year 2025, which is […]

New NPS Withdrawal Rules Explained: What Has Changed Now?   As new NPS withdrawal rules come into effect, subscribers can now enjoy the flexibility of receiving regular payments instead of withdrawing their entire investment as a lump sum from the National Pension System (NPS). The Pension Fund Regulatory and Development Authority (PFRDA) has introduced a systematic lump sum withdrawal facility to empower NPS subscribers with greater control over their funds.     Revised NPS Withdrawal […]

Star Health Insurance and Finequs Partner to Expand Access to Health Insurance Throughout Bharat   On November 6, 2023, Star Health and Allied Insurance announced a strategic partnership with Finconvenio Services (Finequs), a technology-driven financial services distribution company that aims to strengthen Star Health’s footprint throughout India. This partnership will streamline the availability of health insurance in more than 2,500 postal codes spanning 28 states and three Union territories in India, taking a significant step […]