RBI Scale-Based Regulation for NBFCs: Why the Review Matters Now RBI scale-based regulation for NBFCs has entered a fresh phase of regulatory scrutiny as the Reserve Bank of India initiates a formal review of its existing Scale-Based Regulation (SBR) framework. The move comes at a time when non-banking financial companies are playing an increasingly critical role in credit delivery across the Indian economy, even as concerns around systemic risk, unsecured lending, and interconnectedness remain under […]

QR Code Based Merchant Loans Are Powering a Silent Credit Revolution for India’s Small Businesses QR Code Based Merchant Loans are quietly reshaping the way India’s small businesses access formal credit. What began as a simple digital payment convenience has now evolved into a powerful underwriting tool, enabling NBFCs to lend confidently to kirana stores, small traders, and neighbourhood service providers who were earlier outside the formal credit ecosystem. Across India’s markets — from local […]

SEBI Re-KYC for NRIs: Major Relaxation in Physical Presence Rule to Ease Digital Verification SEBI re-KYC for NRIs has undergone a significant reform that brings relief to millions of Non-Resident Indians who maintain trading and investment accounts in India. In an important move, the Securities and Exchange Board of India (SEBI) has removed the requirement for NRIs to be physically present within India at the time of digital re-KYC verification. This operational relaxation is designed […]

SEBI Launches PaRRVA 2025: A Powerful New Agency to Curb Mis-Selling & Verify Investment Returns SEBI launches PaRRVA 2025 to bring a transformative shift in how investment performance is verified, presented, and consumed by investors. In one of its most significant investor-protection initiatives, SEBI has introduced the Past Risk and Return Verification Agency (PaRRVA) — a tech-driven, data-backed mechanism designed to eliminate misleading claims, create transparency in performance reporting, and curb widespread mis-selling across the […]

SEBI Digital Accessibility Compliance 2025: New Reporting Format & Mandatory Audits for All Market Entities SEBI digital accessibility compliance 2025 marks an important regulatory step towards inclusive financial markets in India. With millions of investors depending on digital platforms operated by brokers, mutual fund houses, RTAs, depositories, investment advisers, and other market intermediaries, SEBI now requires every regulated entity to ensure that its digital touchpoints are fully accessible to persons with disabilities. The latest circular […]