ITR Filing Stock Market Tax Rules Why Your Taxable Gain Can Be Higher Than Real Profit Executive Summary / Key Highlights A Reddit post went viral after a trader discovered his taxable gain was ₹1.03 lakh, while his actual net profit was only ₹21,600. The difference arose due to income tax rules separating intraday trading losses from capital gains. Intraday losses can only be set off against intraday gains — they cannot offset short-term or […]

NBFC Retail Credit Market Growth to Expand Investor Base – CRISIL Report NBFC Retail Credit Market Growth to Expand Investor Base – CRISIL Report Executive Summary / Key Highlights CRISIL Intelligence projects 14–16% CAGR in the Indian retail credit market between FY25–FY28. NBFCs are poised to expand their investor base and diversify funding channels. FY25 retail credit stood at ₹82 trillion, with 14% growth in the year. Key growth drivers: housing finance, vehicle loans, gold […]

NSE BSE SOP for Merger and Demerger Approvals Explained Faster M&A Clearances Under NSE-BSE SOP – Will the Roadblocks Stay?  Executive Summary Overview of NSE BSE SOP for Merger and Demerger Approvals NSE & BSE’s new Standard Operating Procedure (SOP) for mergers and demergers came into effect on 1 August, promising faster, fully digital processing. If documents are complete, review time is targeted at seven working days, compared to the previous 3–5 months. Physical paperwork […]

Redefining Role of Independent Directors – SEBI’s Vision Executive Summary / Key Highlights – Redefining Role of Independent Directors SEBI Chairman Tuhin Kanta Pandey calls for a paradigm shift in how independent directors are appointed, perceived, and engaged in corporate governance. Emphasis on treating them as “stewards of accountability” rather than honorary advisors. Calls for freedom to dissent, deeper understanding of emerging risks like AI governance, cyber threats, and ESG disclosures. Advocates for continuous orientation […]

AU Small Finance Bank Universal Bank Transition Road to Status – RBI Approval, Compliance & Strategy Executive Summary / Key Highlights RBI Approval: AU Small Finance Bank (AU SFB) has received in-principle RBI approval to transition into a universal bank. Compliance Deadline: The bank must restructure within 18 months, creating a Non-Operating Financial Holding Company (NoFHC) and rebranding. Founder’s Plan: Sanjay Agarwal, MD & CEO, will focus entirely on the bank until retirement, with no […]