SEBI Proposes AMC Regulation Overhaul Amid Conflict of Interest Concerns 🏦 SEBI AMC regulation overhaul Proposal to Redefine AMC Operations in India In a move that may redefine the operating landscape for Asset Management Companies (AMCs), the Securities and Exchange Board of India (SEBI) has proposed a comprehensive revamp of Regulation 24(b) under the SEBI (Mutual Funds) Regulations, 1996. The suggested changes aim to balance industry demands for flexibility with rigorous investor protection norms in […]

No Prepayment Penalty on Business Loans: RBI’s Game-Changing Relief for MSEs and Individual Borrowers Summary:Starting January 1, 2026, borrowers availing floating rate business loans—whether individuals or micro and small enterprises (MSEs)—will no longer face prepayment penalties. The Reserve Bank of India (RBI) has directed banks and NBFCs to stop imposing foreclosure charges on such loans, a reform welcomed by India’s credit-starved MSME sector. 🏦 RBI’s New Directive: Big Win for Borrowers No Prepayment Penalty on […]

 🌍 What Happens toNRE and FCNR deposits RNOR When You Become an  in India? 🧾 Summary If you’re an NRI planning to return to India or have recently returned, understanding the tax treatment of your NRE and FCNR deposits is crucial. Under Indian law, your residency status change to RNOR (Resident but Not Ordinarily Resident) can impact the interest exemption and account management of these deposits. Let’s decode the legal, tax, and practical implications of […]

Income Tax Filing FY 2024–25: Who Should File ITR-2 and ITR-3  Why It Matters Overview As the income tax return (ITR) filing deadline for FY 2024–25 approaches, choosing the correct ITR form is critical for avoiding scrutiny, penalties, or rejections. While most salaried taxpayers use ITR-1 or ITR-4, those with capital gains, multiple properties, foreign assets, or business/professional income need to use more detailed forms—ITR-2 or ITR-3. Let’s break down what these forms are, who […]

SEBI Angel Investor Rules: Will Startup Funding Slow Amid New Accreditation Norms? 🔍 Introduction: SEBI’s Accreditation Mandate and Its Ripple Effect The Securities and Exchange Board of India (SEBI) has introduced a major regulatory shift, restricting investments in angel funds to only those individuals or entities who qualify as accredited investors (AIs). This move, while aimed at improving governance and accountability in startup investing, has sparked concerns across India’s early-stage startup ecosystem—particularly among angel syndicates, […]