# Unveiling the Potential of MSM REITs in the Indian Market Real Estate Investment Trusts (REITs) have revolutionized real estate investment globally, offering investors an accessible route to partake in the lucrative commercial real estate sector. In India, this innovation takes a significant leap forward with the introduction of Micro, Small, and Medium (MSM) REITs by the Securities and Exchange Board of India (SEBI). This pioneering move is set to transform the Indian real estate […]

# The Persistent Presence of Credit Cards In the rapidly shifting financial landscape, the sustainability of traditional payment methods like credit cards often come into question. Despite the advent of newer technologies and payment services, the credit card endures, existing simultaneously as a relic of past financial convenience and a surprisingly resilient tool in consumer wallets. ## The Declining Necessity of Credit Cards Once, credit cards epitomized financial freedom and technological innovation. Today, however, their […]

Fintechs Encouraged to Create Self-Regulatory Bodies for Ensuring Statutory Compliance RBI’s Call for Self-Regulation in Fintech Sector On the 15th of January, 2024, the Reserve Bank of India (RBI) issued a significant announcement where it urged fintech companies to establish a self-regulatory organization (SRO). This initiative is part of RBI’s drafted framework promoting self-regulation within the rapidly evolving fintech sector. RBI firmly believes that fintech firms should take the initiative in creating an SRO responsible […]

RBI Proposes Harmonized Regulations for Housing Finance Companies and NBFCs Draft Framework for Regulatory Harmonization On January 15, the Reserve Bank of India (RBI) released a draft framework aimed at harmonizing the regulations for Housing Finance Companies (HFCs) and Non-Banking Finance Companies (NBFCs). This initiative covers multiple areas, including deposit directions. The banking regulator has invited NBFCs, HFCs, and other stakeholders to provide comments by February 29, 2024. RBI’s draft circular also indicates that certain […]

SEBI Releases Draft Framework for AIFs, VCFs To Tackle Post-Tenure Expiry Unliquidated Investments An Introduction to SEBI’s Newly Proposed Framework On 15 January 2024, the Securities and Exchange Board of India (SEBI) rolled out a draft framework designed to introduce more flexibility for Alternative Investment Funds (AIFs) and Venture Capital Funds (VCFs). This proposal is primarily intended to address issues surrounding unliquidated investments following the expiration of these funds’ tenures. Concurrently, the public is being […]