Beneficial Ownership Disclosure – IBBI’s New Push for Transparency in Insolvency Resolution The Insolvency and Bankruptcy Board of India (IBBI) has proposed a major policy shift that could reshape how bidders participate in insolvency resolution. By making beneficial ownership disclosure mandatory for all prospective resolution applicants, the regulator aims to prevent backdoor entry of disqualified promoters and curb misuse of the “clean slate” principle under Section 32A of the Insolvency and Bankruptcy Code (IBC). This […]

FDI Compliance in Real Estate – RBI Clarifies ECB Rules & Acquisition Finance Reforms for India’s Evolving Banking Sector The Reserve Bank of India has reinforced a crucial message: FDI Compliance in Real Estate is now a non-negotiable prerequisite for accessing external commercial borrowings (ECBs). This clarification, issued by RBI Governor Sanjay Malhotra at the SBI Banking and Economic Conclave, carries significant implications for developers, lenders, and investors operating across India’s growing real estate ecosystem. […]

Digital Frauds in India – Rising Threats, RBI’s Warning, and What Banks Must Prepare For The rise of Digital Frauds in India has emerged as one of the biggest concerns for regulators in 2024–25. With financial services shifting rapidly toward digital channels, the Reserve Bank of India (RBI) has begun closely analysing why fraud numbers, which were declining steadily, suddenly spiked again after July this year. Speaking at the State Bank of India (SBI) Banking […]

Stable Funding for NBFCs – The Roadmap India’s Lending Sector Cannot Ignore The conversation around Stable Funding for NBFCs has taken centre stage in India’s financial system. As non-banking financial companies continue their rapid growth, one recurring theme is becoming increasingly clear: NBFCs cannot maintain long-term momentum unless they have access to predictable, low-volatility funding channels. This point was strongly reinforced by Jairam Sridharan, Managing Director of Piramal Finance, who discussed the company’s ambitious plan […]

Reclaim Forgotten Money from Old Bank Accounts – A Complete Guide for Indian Depositors Thousands of individuals in India have money lying untouched in bank accounts they no longer operate—old savings accounts, matured fixed deposits, recurring deposits, or balances left behind after the death of a family member. Over time, these accounts fall into the category of “unclaimed deposits.” The good news is that this money is never lost. The Reserve Bank of India (RBI) […]