.bank.in Domain – RBI’s New Step Towards Safer Digital Banking in India The .bank.in domain has become the centre of India’s digital banking discussion after the Reserve Bank of India directed all banks to migrate their net banking websites to this dedicated and secure domain by 31 October 2025. This decisive move, announced through RBI’s circular dated April 21, 2025, is designed to improve cybersecurity, minimise online frauds, and enhance public trust in digital banking. […]

UPI Concentration Risk – Why India Must Act Now to Protect Competition and Innovation India’s rapidly expanding digital payments ecosystem has reached a defining moment, and the conversation around UPI concentration risk has never been more relevant. With just two major third-party application providers (TPAPs) handling over 80% of UPI transaction volumes, concerns are growing about market imbalance, reduced innovation, and systemic vulnerabilities. Recently, the India Fintech Foundation (IFF) has called upon the Ministry of […]

Cross-Border Inward Remittances – RBI Proposes Faster Same-Day Credit to Indian Beneficiaries India is the world’s largest recipient of cross-border inward remittances, with millions of families and businesses depending on timely international transfers. Recognising the need for faster settlement, the Reserve Bank of India (RBI) has proposed a set of progressive measures aimed at speeding up inward remittance credits and significantly reducing delays in fund availability. These proposals, issued through a draft circular, push banks […]

RBI Co-Lending Arrangements 2025: Complete Guide for Banks & NBFCs “True guidance is like holding a lamp — it doesn’t walk for you, but it lights the way.” At Estabizz Fintech Private Limited, we believe compliance should not feel like a maze. Our role is not to “sell” rules, but to serve as your compliance partner cum coach who makes RBI circulars simple enough to remember for life. The RBI Co-Lending Arrangements 2025 are one […]

NBFC Business Plan – Your Roadmap to RBI Compliance and Growth “A goal without a plan is just a wish. In finance, a plan is the bridge between vision and trust.” – CS Devyani Khambhati At Estabizz Fintech Private Limited, we often tell promoters: preparing an NBFC Business Plan is like preparing for your toughest exam. The syllabus isn’t just finance; it includes vision, mission, structure, compliance, technology, marketing, governance, and future strategy. Without a […]