RBI Secured Data Centre in Odisha   “Strength lies not only in what we build, but where and how we build it.” — Inspired by the governance philosophy of Indian institutional leadership RBI Secured Data Centre in Odisha: A Strategic Shield for India’s Financial Backbone The RBI Secured Data Centre in Odisha marks a quiet yet powerful shift in how India protects its financial nervous system. When most people think of financial stability, they imagine policies, […]

GST Cut Impact on Consumer Durables Sector “Price reductions create expectation. But demand revival requires confidence.” — CS Devyani Khambhati – Compliance Expert GST Cut Impact on Consumer Durables Sector: Why the Celebration Is Missing When the government reduced GST on key consumer durables from 28% to 18%, many believed the sector would witness an immediate revival. On paper, the GST Cut Impact on Consumer Durables Sector looked positive. Lower tax means lower prices. Lower […]

P2P Lending Risks in India “Trust in finance is built not by promise of returns, but by clarity of risk.” – CS Devyani Khambhati, Compliance Expert P2P Lending Risks in India: The New Reality After RBI’s 2024 Reforms P2P Lending Risks in India have become a serious subject of discussion after the August 2024 regulatory overhaul by the Reserve Bank of India. There was a time when peer-to-peer platforms were advertising returns of 18% to […]

Governance in NBFCs – Purpose, Principles & Practical Implementation Framework Governance in NBFCs – The Foundation of Sustainable Financial Institutions Governance in NBFCs is no longer a theoretical concept reserved for annual reports. It has become the defining pillar that determines whether a non-banking financial company can scale responsibly, withstand regulatory scrutiny, and maintain long-term credibility. Over the past decade, NBFCs have evolved rapidly. Digital lending models, co-lending structures, analytics-driven underwriting, fintech integrations and alternative […]

DPDP Compliance & RBI Governance Guidelines – Complete Regulatory Implementation Framework for NBFCs DPDP Compliance & RBI Governance Guidelines – The New Governance Imperative for Financial Institutions DPDP Compliance & RBI Governance Guidelines are no longer parallel regulatory subjects — they now intersect directly within the operational framework of NBFCs, banks and regulated financial entities. With the Digital Personal Data Protection Act (DPDP Act) reshaping data accountability standards and RBI tightening governance expectations, institutions must […]