Tight Liquidity Forces Indian NBFCs to Look Overseas for Funding Solutions Introduction Estabizz Fintech Pvt Ltd highlights a critical shift in the funding strategies of Indian Non-Banking Financial Companies (NBFCs) due to continued tight liquidity conditions within the country. As local avenues become increasingly challenging, these financial entities are turning their sights towards the global markets to raise the necessary capital. This move not only addresses the immediate need for liquidity but also aligns with […]

RuPay to UPI Credit: NPCI Plans a Strategic Overhaul to Enhance Focus Introduction to NPCI’s Strategic Shift The National Payments Corporation of India (NPCI), a cornerstone of India’s retail payment systems, is embarking on a transformative journey to further streamline its operations and amplify its product offerings. Recognizing the dynamic landscape of digital payments, NPCI is setting the stage for a major recast of its business structure. This strategic move aims to partition its diverse […]

RuPay to UPI Credit: NPCI’s Strategic Business Recast Introduction to NPCI’s Strategic Moves The National Payments Corporation of India (NPCI) is strategically advancing its operations by planning to separate its card network, RuPay, along with the lending feature Credit on UPI. This maneuver is part of a broader restructuring to enhance focus across its expanding product suite while maintaining robust balance sheet growth. NPCI has been pivotal in India’s retail payment systems, demonstrating considerable dynamism […]

Understanding KYC: A Tool for Fraud Prevention, Not a Nuisance Introduction to KYC and its Historical Context KYC, or Know Your Customer, serves a critical role in safeguarding the financial system from fraudulent activities, an intent that has been paramount since the evolution of banking systems. Up until the 1990s, opening a bank account in India typically required a referral, leveraging one’s social reputation as a guarantee of their financial responsibility. This method, however, became […]

RBI’s Framework for SROs: Elevating Financial Market Standards At Estabizz Fintech Private Limited, our commitment is to demystify and navigate complex financial regulations for global businesses. Among these, the Reserve Bank of India’s (RBI) framework for Self-Regulatory Organizations (SROs) is pivotal for firms operating in or entering the Indian financial markets. Let’s delve into the key regulations of the RBI’s framework, ensuring clarity and empowering your business with the knowledge to leverage these directives effectively. […]